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Insurance Benefits That Matter

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For Your Needs

Flexible life insurance to meet personal needs.

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For Your Family

Insure your whole family under one contract.

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For Children

Coverage for children from age 2 against 14 critical illnesses.

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For Adults

Up to 38 critical illnesses covered for adults.

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Financial Flexibility

Annual pro rata reduction of the sum insured.

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Hospital Benefits

Daily hospital allowance indemnity for up to 182 days (First in Estonia).

Who Should Buy

Life insurance is a critical financial tool for anyone who wants to ensure their loved ones are financially secure in case of unforeseen events. It’s especially important for:

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Individuals with Dependents

If you have a spouse, children, or aging parents relying on your income.

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Young Professionals

Starting early ensures lower premiums and longer-term coverage.

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Newly Married Couples

Protect your spouse’s future and build a financial safety net.

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Early in Life

Secure your child’s education and future needs.

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Business Owners

Cover business debts and provide continuity in case of unexpected

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Retirees

Offer financial support for your spouse and cover estate taxes.

When Should You Buy Life Insurance?

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In Your 20s and 30s

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After Getting Married

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When You Have Dependents

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When You Purchase a Home

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During Major Career Milestoness

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While Planning for Retirements

Simple Steps to Buy Insurance

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Choose Your Plan

Select the insurance that suits your needs.

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Calculate Coverage

Decide the sum insured for adequate protection.

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Fill Out Details

Complete the application form with basic information.

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Make Payment

Pay online and get your policy instantly.

What we cover

Life Insurance

€ 23

/month

Provides financial security to your family in case of illness or accidental death, available up to age 75.

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Coverage for illness and accidental death.

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Available upto 74yrs of age.

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Provides financial support for family members.

Cancer Insurance

€ 23

/month

Offers coverage for cancer diagnosis and treatment, extending protection to minor children.

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Coverage for cancer diagnosis and treatment.

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Eligibility: Ages 18 to 64.

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Extends coverage to minor children.

Critical Illness Insurance

€ 23

/month

Covers cancer and up to 38 critical illnesses, ensuring financial stability during recovery.

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Covers cancer and either 3 or 38 critical illnesses.

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Eligibility: Ages 18 to 64.

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Financial security during recovery.

Frequently asked questions

1

What is life insurance, and how does it work?

Life insurance is a contract with an insurer that provides financial protection to your beneficiaries in exchange for regular premium payments. In the event of your death, a lump sum is paid out to your chosen beneficiaries.

2

How much life insurance coverage do I need?

Life insurance is a contract with an insurer that provides financial protection to your beneficiaries in exchange for regular premium payments. In the event of your death, a lump sum is paid out to your chosen beneficiaries.

3

What are the different types of life insurance?

Life insurance is a contract with an insurer that provides financial protection to your beneficiaries in exchange for regular premium payments. In the event of your death, a lump sum is paid out to your chosen beneficiaries.

4

What happens if I stop paying premiums?

Life insurance is a contract with an insurer that provides financial protection to your beneficiaries in exchange for regular premium payments. In the event of your death, a lump sum is paid out to your chosen beneficiaries.

5

Can I change my life insurance coverage later?

Life insurance is a contract with an insurer that provides financial protection to your beneficiaries in exchange for regular premium payments. In the event of your death, a lump sum is paid out to your chosen beneficiaries.

News

View more Articles

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How to Choose the Right Life Insurance Plan for Your Needs

27 June 2024

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Term vs Whole Life Insurance: Which One is Right for You?

27 June 2024

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The Benefits of Starting Your Life Insurance Journey Early

27 June 2024

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Life Insurance 101: Everything You Need to Know Before Buying a Policy

27 June 2024

Locations & Partners

Ergo Head Office

7, 4th Main Rd, Stage 2, Domlur, Bengaluru

8:30-17:00

Clients are accepted by prior appointment from 10:00 to 14:00, the rest of the time they are served remotely; health insurance indemnity is not accepted in person

Phone

1997

E-mail

info@kndls.lv

Ergo Head Office

12th Main Rd Indiranagar, Bengaluru

8:30-17:00

Clients are accepted by prior appointment from 10:00 to 14:00, the rest of the time they are served remotely; health insurance indemnity is not accepted in person

Phone

1997

E-mail

info@kndls.lv

Ergo Head Office

ITPL Main Rd, Kundalahalli, Brookefield, Bengaluru

8:30-17:00

Clients are accepted by prior appointment from 10:00 to 14:00, the rest of the time they are served remotely; health insurance indemnity is not accepted in person

Phone

1997

E-mail

info@kndls.lv